How to check your Credit Report for free

When was the last time you pulled your Credit Report? You can get a free report from 3 different companies (Experian, Equifax, and TransUnion) once a year so if you pull from a different one every 4 months, you can stay current on your report.

Use https://www.annualcreditreport.com or pull directly from each of the credit companies.

DON’T USE FREECREDITREPORT.COM like you see in the commercials. Your credit reports are free so don’t pay. The only thing you have to pay for is your Credit Score, but that is optional. The main reason to pull your credit report is to ensure you are not late on any of your lines of credit and to ensure nobody has opened a line of credit in your name without your knowledge. One bad item is severely affect your credit so be proactive!